Interest Rates for Personal Checking and Savings Accounts

The interest rate and Annual Percentage Yield (APY) may change after account opening. Fees could reduce earnings on the account. Interest rates are current as of 08/01/2021.

 

Checking Accounts	Balance Tiers to Obtain APY	Interest Rate	APY
Choice Checking	.01 and above	0.01%	0.01%
Gold Checking	.01 to 9,999	0.01%	0.01%
	10,000 to 24,999	0.01%	0.01%
	25,000 to 49,999	0.01%	0.01%
	50,000 to 99,999	0.01%	0.01%
	100,000 and above	0.05%	0.05%
Community Hero Checking	.01 and above	0.01%	0.01%

 

Savings Accounts	Balance Tiers to Obtain APY	Interest Rate	APY
Personal Savings	.01 and above	0.01%	0.01%
Gold Savings	.01 to 9,999.99	0.01%	0.01%
	10,000 to 24,999	0.01%	0.01%
	25,000 to 49,999	0.01%	0.01%
	50,000 to 99,999	0.01%	0.01%
	100,000 to 249,999	0.05%	0.05%
	250,000 and above	0.05%	0.05%
Youth Savings	.01 and above	0.01%	0.01%
Holiday Savings	.01 and above	0.01%	0.01%
HSA Individual and HSA Family	.01 to 499	0.01%	0.01%
	500 to 4,999	0.01%	0.01%
	5,000 to 9,999	0.01%	0.01%
	10,000 to 24,999	0.01%	0.01%
	25,000 to 49,999	0.01%	0.01%
	50,000 and above	0.01%	0.01%

 

Money Market Accounts	Balance Tiers to Obtain APY	Interest Rate	APY
Personal Money Market	.01 to 1,999.99	0.00%	0.00%
	2,000 to 9,999	0.01%	0.01%
	10,000 to 24,999	0.01%	0.01%
	25,000 to 49,999	0.01%	0.01%
	50,000 to 99,999	0.01%	0.01%
	100,000 and above	0.05%	0.05%