Customer depositing a check with phone

Mobile Deposit

Deposit Checks with a Snap

Use your mobile phone to deposit checks anytime, anywhere.

The Easiest, Fastest Way to Deposit Checks

With the SouthState App1 it’s never been easier to deposit checks anywhere and skip a trip to the bank or ATM. Simply follow the on-screen prompts and depositing a check is as simple as taking a photo.

How it Works

  1. On the back of the check, sign your name and write “Mobile Deposit on MM/DD/YY (current date).”
  2. Log in to the SouthState Mobile App.
  3. Tap Deposit Check.
  4. Select the account you would like to deposit your funds into and enter the check amount.
  5. Tap Front of Check and you will be prompted to capture an image of the front of your check. Then follow the same process to capture the image for Back of Check.
  6. Please review your deposit details, and tap Submit Deposit to complete.

Download the Mobile App:
Apple App Store     Google Play Store
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Mobile Deposit Tips

We're here to help you make the most of our digital tools. Use these tips to help you successfully complete your mobile deposit. 

Check the Amount - Make sure the amount entered matches the check amount

Endorse the Back - Include “Mobile Deposit on MM/DD/YY” below your signature

Take Clear Photos - Make sure all corners are visible and put it on a dark surface

Mobile Deposit FAQs

Mobile Deposit FAQs

View All Mobile Deposit FAQs

Mobile Deposits are limited to a total of $15,000 per day. There is no limit on the number of checks you may deposit, as long as you have not exceeded your daily total deposit amount.

You can deposit personal or business checks payable in U.S. dollars and drawn on any U.S. financial institution or US Treasury Department. The check must be payable to, and endorsed by, the account holder.

You cannot deposit the following items through mobile deposit:

  • Traveler’s checks
  • Money orders
  • Savings bonds
  • Checks payable to any person or entity other than the person or entity that owns the account into which the check is being deposited.
  • Checks payable jointly, unless deposited into a joint account with all payees available
  • Checks containing any alteration
  • Checks suspected as fraudulent
  • Checks drawn on a financial institution located outside the U.S.
  • Checks not payable in U.S. currency.
  • Checks dated more than six (6) months prior to the date of deposit.
  • Checks that have previously been submitted through Mobile Deposits or another remote deposit capture service offered at SouthState Bank or any other financial institution.
  • Checks drawn on a home equity line of credit, or other convenience checks.
  • Checks without a check or account number in the MICR line at the bottom of the check (Example: counter checks)
  • Checks with writing or printing that obscures any part of the MICR line

Your check could have been rejected for several reasons including:

  • Your check image was not clear.
  • Your check exceeded the daily limit of $15,000.
  • Your check was a duplicate deposit.
  • Your check was not endorsed.

At any time you can see the status of the deposit in the Mobile App by selecting Deposit Check  and then Deposit Check History. Once your deposit is accepted, it will be shown under the accepted section of Deposit Check History.

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We're Here to Help

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(800) 277-2175
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  1. Third party message, data, or internet service provider fees may apply;  App store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries.

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