Personal Line of Credit
Credit Within Your Reach
Let us meet your funding needs with flexibility and convenience.
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Flexibility that Fits Your Need and Budget
A quick approval process and personalized service make a SouthState line of credit1 a great choice. Do you need funding for an emergency purchase or something for your whole family? Let us help you get on your way.
- From $5,000 to $50,000
- Variable Interest Rate
- Option to have automatic drafts from your SouthState checking or savings account
- Easy online application
Get Funding Today with Fast Approval.
Frequently Asked Questions
Frequently Asked Questions
How does a personal line of credit work?
Think of a line of credit like a credit card managed by your bank. It has a set credit limit and allows you to access funds when needed. You can pay down the amount borrowed over time or immediately.
What is a line of credit interest rate?
Interest rates on lines of credit vary with the financial market and borrower’s credit history. To learn about the interest rates that SouthState offers, contact a banker today.
What is a good credit score for borrowing money?
Lenders have many opinions on credit scores, but the general consensus is that a score between 680 and 720 is good. A perfect credit score is 850.
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Important Legal Disclosures and Information
- Fee applies. See a banker for details.