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Personal Line of Credit

Credit Within Your Reach

Let us meet your funding needs with flexibility and convenience.

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Flexibility that Fits Your Need and Budget

A quick approval process and personalized service make a SouthState line of credit1 a great choice. Do you need funding for an emergency purchase or something for your whole family? Let us help you get on your way.
  • From $5,000 to $50,000
  • Variable Interest Rate
  • Option to have automatic drafts from your SouthState checking or savings account
  • Easy online application 

Get Funding Today with Fast Approval.

Frequently Asked Questions

Frequently Asked Questions

Think of a line of credit like a credit card managed by your bank. It has a set credit limit and allows you to access funds when needed. You can pay down the amount borrowed over time or immediately.

Interest rates on lines of credit vary with the financial market and borrower’s credit history. To learn about the interest rates that SouthState offers, contact a banker today. 

Lenders have many opinions on credit scores, but the general consensus is that a score between 680 and 720 is good. A perfect credit score is 850. 

Get Started

Get Started

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Stories and Insights

  1. Fee applies. See a banker for details. 

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