Calculate Your Boat Loan Payment

couple Buying their First Boat

You have your eye on a majestic new sailboat or a speedy powerboat. How will this purchase affect your monthly budget?


Before you set sail, you can estimate the monthly payment for a boat loan with just a few numbers, including the purchase price, loan term and loan interest rate. You’ll also want to budget accordingly for boat maintenance, dock fees and insurance costs that will come along with your new watercraft.

At SouthState, we have competitive rates for any budget, as well as an easy online application, and funds are often available the same day. Our knowledgeable bankers will help you get out on the water in plenty of time to enjoy boating season.

Buying your first boat? Check out these tips for making a seaworthy purchase.

If your new boat is an asset you want to save up for first, try our Save Towards a Goal calculator.

  • © Fintactix, LLC 2022
  • This content is general in nature and provided for informational use only. Content may be used in connection with the advertising and marketing of products and services offered by SouthState Bank, N.A. and its subsidiaries and affiliates. This is not to be considered legal, tax, accounting, financial or investment advice. You should seek individualized advice from personal financial, legal, tax and/or other professionals, as appropriate depending on the specific facts of your situation. We do not make any warranties as to the completeness or accuracy of this information and have no liability for your use of this information.
  • This calculator is an illustrative tool meant for educational purposes only. The default figures and examples shown are hypothetical and may not be applicable to your individual situation. Furthermore, these calculations may not reflect the terms available for any loan, investment or other financial product offered by SouthState Bank, N.A. (the “Bank”). The calculations do not infer that the Bank assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

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