Vehicle Affordability by Loan Term Calculator
The dealership may try to talk you into more car than you can afford. Using a car payment calculator will remind you to factor in not only the sticker price, but also the interest rate, the value of your trade-in if you have one, a down payment and the all-important sales tax.
Factoring in the term of your car loan is just as important as choosing your preferred exterior color. Making the minimum payment might be necessary some months, but paying a little extra when your budget allows will save you money in the long run.
If you’re ready to find a competitive car loan rate, SouthState makes getting on the road easy with same-day funding.
Where I apply online for a car loan? Get started with a user-friendly online application.