Ray W. Merritt III

Ray is the VP/Small Business Banker for the Grand Strand area. He started in banking in 2011 and has held various roles over the years. Ray became the Small Business Banker for the Grand Strand area in 2023. He acts as the primary contact for the financial institution's business customers, understanding their needs and making banking easy. He also builds new relationships, grows existing ones, and sells various products and services, including small business deposit accounts, treasury management, business credit cards, and payment processing solutions. Ray actively collaborates with other bank co-workers to help business customers meet their specific needs. He meets with clients, listens to their needs and goals, and proposes recommendations to help them achieve those goals. Ray lives in Conway, SC, with his two daughters. He enjoys traveling and playing golf.