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SouthState Investment Services

We're Here for What's Next

Whereever you are on your financial journey, we're here for what's next.

Key Ages for Those Nearing Retirement

 Preparing for retirement is a journey with many roadblocks along the way. Find out if you’re hitting your age milestones noted below. Have questions or want to discuss your current situation? Reach out to a Financial Consultant near you.
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Forties and Fifties

  • Ages 40-49: Foundation of key accumulation years
  • Age 50: You’re eligible to make catch-up contributions in your IRA (and your 401k if your employer allows)
  • Age 59½: IRA withdrawals are now allowed without the additional 10% early withdrawal penalty
senior couple enjoying travel

Sixties

  • Age 62:  Minimum age to claim Social Security (but if you wait your check will be larger)
  • Age 65: Time to enroll in Medicare
senior couple enjoying travel during retirement

Seventy+

Age 70: Maximum Social Security benefit age
Age 72: You must take a Required Minimum Distribution (RMD) this year to avoid tax penalties
CELEBRATE: You’ve worked hard to save. It’s time to enjoy your retirement!

Forties and Fifties

  • Ages 40-49: Foundation of key accumulation years
  • Age 50: You’re eligible to make catch-up contributions in your IRA (and your 401k if your employer allows)
  • Age 59½: IRA withdrawals are now allowed without the additional 10% early withdrawal penalty

Sixties

  • Age 62:  Minimum age to claim Social Security (but if you wait your check will be larger)
  • Age 65: Time to enroll in Medicare

Seventy+

Age 70: Maximum Social Security benefit age
Age 72: You must take a Required Minimum Distribution (RMD) this year to avoid tax penalties
CELEBRATE: You’ve worked hard to save. It’s time to enjoy your retirement!
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Local Advice & Guidance

We will help you create and monitor a customized financial plan flexible enough to help you pursue your changing needs and goals, including:
  • Asset Allocation, Monitoring & Rebalancing
  • Insurance Planning, Gap Analysis & Beneficiary Review
  • Education Planning & Development of Savings Strategy
  • Retirement Accumulation & Income Planning
  • Long Term Care Analysis
  • Investment Risk Assessment
  • Review to Assess Financial Plan
What Kind of an Investor are You?

What Kind of an Investor are You?

Take our quiz below to determine what kind of an investor you are. As always, our experienced financial consultants are standing by to help you design an investment portfolio tailored to your unique goals.
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How Long Will My Retirement Savings Last?

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  • Broker

    Your Bank (“SouthState Bank”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
    Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

    *Please consult your tax-advisor for tax related issues.
    **Products and services offered through LPL Financial.

    Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC.). Insurance products are offered through LPL or its licensed affiliates. SouthState Bank, N.A. and SouthState Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using SouthState Investment Services and may also be employees of SouthState Bank, N.A. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, SouthState Bank, N.A. or SouthState Investment Services. Securities and insurance offered through LPL or its affiliates are:

    The services offered within this investment site are available exclusively through our U.S. registered representatives and are available for U.S. residents only. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.

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