Michael Schaefer

NMLS #: 867072

3111 Unicorn Lake Blvd, #120, Denton, TX 76210

Michael Schaefer | SouthState Mortgage

About Michael Schaefer

Hello, I'm Mike Schaefer, a seasoned Mortgage Loan Originator dedicated to helping clients achieve their homeownership dreams. With over 24 years of real estate and mortgage industry experience, I specialize in navigating the intricacies of mortgage financing to secure optimal solutions for my clients. To give a little information about me; I live, work and play in Katy, Texas. I am very active in the community, serving on several boards and supporting our community through many philanthropic organizations. I am an avid golfer and competitive cook. My commitment extends beyond transactions; I prioritize building lasting relationships based on trust and transparency. I pride myself on effective communication, ensuring clients feel confident and informed throughout the mortgage process. In this dynamic industry, I stay ahead by staying informed about the latest market trends, products, and regulations. My goal is to simplify the mortgage journey, providing a seamless experience from application to closing. Whether you're a first-time homebuyer or seasoned investor, I am here to guide you with personalized advice and tailored solutions. Let's turn your homeownership aspirations into reality!
Couple buying a home with an FHA Loan

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family finding homes with affordable mortgage options

Buyer's Advantage

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
02/02/2026
Michael Schaffer and his staff was responsive and very accommodating during our home purchasing process. I highly recommend SouthState and Michael for any future needs. I know that my wife and I will.
5 stars
Google   •   SouthState Bank
11/03/2025
Michael was great, from start to finish! Although the SouthState "process" ended up being more challenging with our particular circumstances, Michael stayed on top of it and was a great communicator In working with us and keeping us informed. He was even able to find us a lower rate ultimately and managed the closing costs along the way to minimize all those "bugs"! Thank you Michael. We did it!
4 stars
Google   •   SouthState Bank
03/01/2026
Everyone at south state mortgage. What's great. They have patience with me as I was looking for all the documents that they needed big guide me, michael what's great working with Ms. Moreland my assistant and his whole staff from him? The title people to the people who got the documents together work hand in hand thank you very much. I would recommend south state mortgage anytime.

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