Misty Barnett

Mortgage Banker

NMLS #: 1583694

4100 NW 37th Place, Gainesville, FL 32606

Misty Barnett | SouthState Mortgage

About Misty Barnett

Misty has worked in retail banking and commercial banking in various lending and management roles since March of 2001. In 2017 she was sought out for her attention to detail to be trained as a Mortgage Banker for the small community bank she was employed with at the time. Misty's love for helping clients achieve their financial goals in combination with her love of calculating ratios has made the career move to mortgage banking her favorite role to date over her 20+ year career in banking! Misty is an experienced Mortgage Banker who listens to clients and helps them achieve their goals. She takes pride in the quality of her work and the client experience. Misty's experience buying her first home at 25 years old is a reminder to her each day of why setting expectations and effective communication are critical to the mortgage process. She strives to hear each client use the word excited, because if they are excited it means she is doing her job of limiting their concern during what can be for many, a stressful time and delivering an excellent client experience. Misty specializes in first time home buyers, condo, construction, jumbo, and physician lending. Be sure to check out her Google Reviews online from clients she has assisted.
Couple buying a home with an FHA Loan

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Individual and family homebuyers assistance funding

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Assistance for Qualified Home Buyers

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
06/08/2026
Misty kept me informed and made the mortgage loan process comfortable and seamless from start to finish! Even though we have purchased homes before our experience with Misty was the best.
5 stars
Google   •   SouthState Bank
04/27/2026
Misty was amazing to work with!
5 stars
Google   •   SouthState Bank
04/12/2026
Misty Barnette and South State Bank helped us buy our house. They were phenomenal to work with! Misty was always available to answer our questions in a timely fashion, coordinated with our real estate agent seamlessly, and prepared accurate documents. We were especially pleased with the electronic signing procedure which saved a lot of time and allowed us to carefully read everything well in advance. Highly recommend their services. —Eric and Gwen

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