
Welcome Independent Financial
Together, We're Banking Forward
We’re proud to offer you more financial capabilities to help you continue to bank the way you want.
Welcome Independent Financial Customers
As we continue forward together, our number one priority is to make this a smooth transition. We are committed to keeping you informed and will update this site regularly.
Customer Information
Key Dates
March
Treasury Management Master Service Agreement
Customers transitioning to SouthState’s Treasury Management platform, SouthState Treasury Navigator®, will be required to review and accept the SouthState Treasury Management Master Service Agreement in order to gain access to SouthState Treasury Navigator®. Agreements will be sent via email to a designated authorized account signer.
April
Welcome Booklets Mailed
May
SBA 7(a), PPP and USDA Loan Conversion
May
Bank Operating System Conversion

Our Priority is You
Have Questions?
Why are Independent Financial and SouthState merging?
With similar cultures and business models, in addition to a presence in many of the fastest growing areas in the U.S., our combined company has the opportunity to maximize and leverage the increased capacity and capabilities to support both current and future customers and to continue to build a lasting legacy.
Are there any changes to how I bank with Independent Financial today?
We’re taking great care to ensure you continue to receive the same great service you expect from the local faces you trust. At this time, continue banking as you do today unless notified otherwise.
What changes can I expect from this merger?
Any changes to how you bank with us or access our banking tools will be communicated in advance of the transition to SouthState, which will take place starting May 23, 2025.
When will I see the name change occur?
The name change will begin to occur May 23, 2025 and will continue through Summer 2025.
When will the bank system conversion occur?
The bank operating system conversion will take place beginning Friday evening, May 23, and will continue through Monday, May 26. Independent Financial branches will open as SouthState on Tuesday, May 27.
Is there anything I need to do to prepare for the transition to SouthState?
Independent Financial customers will receive a Welcome Booklet and Account Information Booklet with important details regarding the transition to SouthState, including actions you may need to take before May 23, 2025. We encourage you to carefully review these booklets. For your convenience, these booklets are also linked below.
What should I do if I have any questions?
Please direct any questions about this transition to your local banker.

We're committed to helping our customers succeed.

A Leading Regional Bank
SouthState Locations
Independent Financial Locations