Welcome Independent Financial

Welcome Independent Financial Customers

We are pleased to welcome Independent Financial’s customers and talented bankers to SouthState and are excited to expand our presence in Texas and Colorado. Together, with locations in some of the fastest growing markets in the country, we strive to make our customers’ banking experience easier and more convenient with specialized solutions and increased investments in innovative digital banking technology and enhanced products and services.

As we continue forward together, our number one priority is to make this a smooth transition. We are committed to keeping you informed and will update this site regularly.

Key Dates

March

Treasury Management Master Service Agreement

Customers transitioning to SouthState’s Treasury Management platform, SouthState Treasury Navigator®, will be required to review and accept the SouthState Treasury Management Master Service Agreement in order to gain access to SouthState Treasury Navigator®. Agreements will be sent via email to a designated authorized account signer.

April

Welcome Booklets Mailed

Independent Financial customers will receive Welcome Booklets with detailed information regarding the transition to SouthState.

May

SBA 7(a), PPP and USDA Loan Conversion

SBA 7(a), PPP and USDA loans will convert to SouthState beginning Friday, May 2, 2025. Customers will receive detailed communication prior to this conversion.

May

Bank Operating System Conversion

The bank operating system conversion and transition to SouthState will take place beginning Friday, May 23, 2025. Until then, continue banking as you do today, unless notified otherwise.

Have Questions?

Why are Independent Financial and SouthState merging?

With similar cultures and business models, in addition to a presence in many of the fastest growing areas in the U.S., our combined company has the opportunity to maximize and leverage the increased capacity and capabilities to support both current and future customers and to continue to build a lasting legacy.

Are there any changes to how I bank with Independent Financial today?

We’re taking great care to ensure you continue to receive the same great service you expect from the local faces you trust. At this time, continue banking as you do today unless notified otherwise.

What changes can I expect from this merger?

Any changes to how you bank with us or access our banking tools will be communicated in advance of the transition to SouthState, which will take place starting May 23, 2025.

When will I see the name change occur?

The name change will begin to occur May 23, 2025 and will continue through Summer 2025.

When will the bank system conversion occur?

The bank operating system conversion will take place beginning Friday evening, May 23, and will continue through Monday, May 26. Independent Financial branches will open as SouthState on Tuesday, May 27.

Is there anything I need to do to prepare for the transition to SouthState?

Independent Financial customers will receive a Welcome Booklet and Account Information Booklet with important details regarding the transition to SouthState, including actions you may need to take before May 23, 2025. We encourage you to carefully review these booklets. For your convenience, these booklets are also linked below.

What should I do if I have any questions?

Please direct any questions about this transition to your local banker.

Independent Financial Welcome Booklet

Explore the Booklet

Download PDF

Important Account Information & Details

Explore the Booklet

Download PDF

A Leading Regional Bank

With more than 340 branches and ATMs in Florida, Texas, Georgia, Colorado, South Carolina, North Carolina, Alabama, and Virginia, we are well-positioned for the future and located in some of the highest growth markets across the US.

SouthState Locations

Independent Financial Locations

Welcome Independent Financial