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South State Banking locations and Customer Care will be closed on Monday, February 19 in observance of the Presidents’ Day holiday and will reopen on Tuesday, February 20.

Boat Loans as low as
4.25% APR*

Whether you are in the market for a center console boat, sail boat or personal watercraft, South State Bank can arrange the loan you need to buy it. We offer a variety of choices – on the schedule and budget you need with competitive rates and a simple application process.

Benefits of a South State Loan

Let us help you with a loan and make having fun as simple as it ought to be.

  • cash icon
    Easy online application with fast approvals
  • laptop with mouse
    Manage loans via Online Banking1
  • two people icon
    Same-day funding
  • sailboat icon
    Option to have automatic draft from your checking or savings account
Calculate my Boat Payment

Take advantage of our online loan calculator to help make your decisions easier.

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This estimate assumes the interest rate does not change during the term.

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Loan Calculator
  • Contact a Banker

    If you are interested in learning more about our loan programs, simply complete the form below, and one of our experienced lenders will contact you regarding your loan needs.
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Helpful Information and Resources

The Fundamentals of Borrowing

A sensible approach to debt should be part of a sound financial strategy. Borrowing can enable you to enjoy things…

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Tips for Buying Your First Boat

Making the decision to buy a boat offers its own set of specific of challenges and rewards. At South State,…

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5 Tips for Keeping your Boat Maintained

Owning a boat gives you the freedom to take to the open waters whenever you hear them calling. Keeping your…

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Tips to Help You Start Accumulating a Down Payment

When you decide you want to buy a house, the idea of building funds for a down payment can seem…

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