How Much Equity Do You Have In Your Home?
4/10/2025 - SouthState Stories and Insights

If you’re looking to take advantage of the equity you’ve built in your home, look no further than a Home Equity Line of Credit (HELOC).
Home equity is built by paying down your mortgage and by the market value of your home. The equity you’ve built in your home can be leveraged to finance major expenses from home renovations, weddings, unexpected costs, and much more. When you use the equity in your home to secure a HELOC, you’re maximizing cash flow and have the ability to only borrow what you need and when you need it.
To meet the criteria for a HELOC, you typically need to have at least 20 percent equity in your home at the time of application. To estimate how much equity you currently have, use our calculator below.
Visit a location near you to speak to a banker and get started today.