Mortgage Down Payment Calculator

couple calculating the cost of a mortgage.
Closing costs, home insurance and average down payment – there are multiple financial elements to calculate and consider when buying a home. This mortgage loan calculator tool can simplify the process for you by helping you calculate a mortgage down payment.

By sliding the dials to set the anticipated home price, loan term, down payment, mortgage insurance rate, and interest rate, you can see two scenarios based on two different down payment amounts. Putting down even a small percentage more can impact your monthly payment by hundreds.

Seeing the numbers in comparison may help you estimate your monthly payments or decide if you need to continue budgeting for a mortgage before buying.

Wondering how to save for a down payment? Consider picking up a part-time job, delay buying a new car or research down payment assistance programs in your state.

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