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Does a new home loan make sense?


Refinancing1 pays off your existing mortgage with a new one.  Many common reasons why you may consider refinancing your home include:

  • Reducing your interest rate and monthly mortgage payment
  • Adjusting the length of your mortgage
  • Changing from an Adjustable Rate Mortgage to a Fixed Rate Mortgage
  • Getting cash out from equity in your home

Determining your eligibility for refinancing is similar to the process you went through with your first mortgage.  Your South State Mortgage Loan Officer can help you evaluate your options and make sure you have all the information you need for this important decision.

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