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South State Banking locations and Customer Care will be closed on Thursday, November 23 in observance of the Thanksgiving Day holiday and will reopen on Friday, November 24.


Does a new home loan make sense?


Refinancing1 pays off your existing mortgage with a new one.  Many common reasons why you may consider refinancing your home include:

  • Reducing your interest rate and monthly mortgage payment
  • Adjusting the length of your mortgage
  • Changing from an Adjustable Rate Mortgage to a Fixed Rate Mortgage
  • Getting cash out from equity in your home

Determining your eligibility for refinancing is similar to the process you went through with your first mortgage.  Your South State Mortgage Loan Officer can help you evaluate your options and make sure you have all the information you need for this important decision.

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Learn More About South State Bank

Since 1934, we’ve remained true to our values of relationship banking and commitment to our customers. We’re proud to have grown from serving the needs of one small community to helping businesses and individuals throughout the region. We value personal relationships over financial transactions and are actively involved in the communities we serve. Most importantly, we treat our customers and employees like family. That’s the South State Way.

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