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Refinancing1 pays off your existing mortgage with a new one. Many common reasons why you may consider refinancing your home include:
Reducing your interest rate and monthly mortgage payment
Adjusting the length of your mortgage
Changing from an Adjustable Rate Mortgage to a Fixed Rate Mortgage
Getting cash out from equity in your home
Determining your eligibility for refinancing is similar to the process you went through with your first mortgage. Your South State Mortgage Loan Officer can help you evaluate your options and make sure you have all the information you need for this important decision.
Since 1934, we’ve remained true to our values of relationship banking and commitment to our customers. We’re proud to have grown from serving the needs of one small community to helping businesses and individuals throughout the region. We value personal relationships over financial transactions and are actively involved in the communities we serve. Most importantly, we treat our customers and employees like family. That’s the South State Way.