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Does a new home loan make sense?

Refinancing1 pays off your existing mortgage with a new one.

Determining your eligibility for refinancing is similar to the process you went through with your first mortgage. Your South State Mortgage Loan Officer can help you evaluate your options and make sure you have all the information you need for this important decision.

Many common reasons why you may consider refinancing your home include:

  • money bag
    Reducing your interest rate and monthly mortgage payment
  • Calendar icon
    Adjusting the length of your mortgage
  • analysis
    Changing from an Adjustable Rate Mortgage to a Fixed Rate Mortgage
  • money icon
    Getting cash out from equity in your home
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If you’re interested in refinancing your mortgage in Georgia, North Carolina, South Carolina, or Virginia, we’re here to help.